Moniepoint is an innovative and comprehensive digital financial platform catering to the needs of businesses in emerging markets. With a strong focus on empowering entrepreneurs, Moniepoint has been a driving force since its establishment in 2019, facilitating the success of countless enterprises. Our cutting-edge technology provides an all-encompassing solution, seamlessly integrating payment processing, banking services, credit facilities, and efficient business management tools…
Location: Lagos, Nigeria
Category: Retail Management
Job Type: Full-Time
Who Are We Looking For?
We are seeking a results-oriented and analytically-minded leader for the position of Regional Credit Manager. This individual will utilize data-driven strategies to effectively guide their team in achieving business and financial goals. Additionally, you will play a direct role in managing and optimizing key accounts in the region to ensure their performance and minimize customer turnover.
The ideal candidate must possess advanced expertise in credit risk assessment, credit monitoring, and credit analysis. They will excel at distilling and disseminating this valuable information throughout the field credit network they manage.
Responsibilities
- The Regional Credit Manager will oversee the management of a credit portfolio within a designated geographical area.
- Manage and maximize profitability of loan portfolio within the region
- You will meet loan disbursement targets for the assigned region
- Maintain loan portfolio performance and keep default rates below acceptable minimums
- Ensure effective performance and growth of field network in the region
- Key account management for major customers
- Proactively monitor and manage credit portfolio to prevent defaults
- Provide continuous education, training, and mentorship to field credit network
- Identify, recruit, promote, and mentor talented individuals in the field credit network
- Perform additional credit-related tasks as assigned by supervisor
Qualification
- Bachelor’s degree or Higher National Diploma (H.ND) in a business-related field
- 5+ years of sales experience in credit products within the financial sector
- Track record of successfully managing large loan portfolios
- Proficient in credit risk analysis and monitoring
- Strong understanding of financial analysis with additional advantage
Additional Requirements
- Skilled in negotiation techniques
- Proficient in data analysis and delivering compelling presentations
- Strong ability in leading and managing teams
- Proficient in performance management strategies
- Extensive experience in training and developing individuals
- Expertise in customer success and managing relationships effectively
Method of Application
Interested and qualified persons should click on APPLY to complete the required application process.